Your ideal retirement isn’t going to plan itself.
You have over $500k saved for retirement, but you have questions…
Consider how much money you'll need to cover essentials like housing, food, and healthcare, as well as discretionary expenses like travel and hobbies. Next, identify all income sources and assets. Having a guaranteed income such as a pension or social security provides a solid foundation. Create a tax-efficient withdrawal strategy from your investment assets if your expenses exceed your guaranteed income.
Roth IRAs, 401ks, HSAs, and taxable brokerage accounts are tax-efficient accounts that can help you manage your tax bill throughout retirement. It is critical to coordinate withdrawals with Social Security and health insurance. Consider charitable giving, relocating to "tax-friendly" states, and various estate planning strategies before and during retirement.
Building a portfolio that can help you retire and stay retired requires choosing the right investments. A financial plan that captures all of your expenses and goals (bucket list) is a GPS navigation of your finances. To avoid running out of money, the financial plan helps identify the returns needed and the appropriate amount of risk. To achieve the needed rate of return, you should consider the right types of investments, such as stocks, bonds, cash, alternatives, real estate, etc.
If this sounds like you and you need help putting the pieces of your retirement puzzle together:
As a fee-only fiduciary, our responsibility is to be your guide. Whether you were referred to us by a friend, found us online, or discovered our team through a retirement planning workshop, the high-level roadmap below will give you a better understanding of what to expect as we move forward.
Brief discussion about your financial goals, objectives, and concerns
Pre- Meeting: Gather information on your financial situation.
90 Day onboarding process for us to:
Family values run deep within our organization. We view each other and our clients as family. At Anchor Pointe, we believe in leading with education. We strive to help our clients and our community become better informed so that they can feel empowered to live their ideal lives with great confidence!
Are you looking forward to retirement? Are you really prepared for what lies ahead? Our free ebook can help you find out. Register today to receive your copy of "Retire Happy: A Simple Guide to Your Next Big Adventure."